Easy snap action snapload binding system eliminates troublesome screws. Durable flexible binding holds albums together firmly and safely and allows pages to lie flat. Albums include 20 top loading page protectors with heavy paper inserts plus a memo pocket page for two photos or memorabilia. Spine accommodates up to 300 pages. Digital images can be printed or copied to inserts. Heavy cloth cover features rounded corners; and an expandable clear cover keeps it clean. Archival photo safe; acid lignin and PVC free. Use refill 4046 for 8x8. Use refills 12x12.